Negative savings is a big deal in this century. Carry over from last. If you spend it all what do you do upon retirement. Government is slashing benefits. Start talking to your children instead of constantly filling their rooms with gadgets that are not appreciated.
Link to article lays out the statistics.
http://www.cbsnews.com/stories/2006/03/03/business/main1367222.shtml?CMP=OTC-RSSFeed&source=RSS&attr=Business_1367222
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